:root{
  --paper:#F7F4EE; --paper-2:#EFE9DD; --ink:#1B2430; --ink-2:#4A5666; --teal:#1F6F68; --teal-2:#2B8F86; --teal-soft:#DCEBE8;
  --sand:#C9B99A; --sand-soft:#E9E1D0; --warn:#9A3B2E; --warn-soft:#F1DDD8; --line:#D9D1C0;
  --serif:Georgia,"Times New Roman",serif; --sans:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --radius:14px; --shadow:0 1px 0 rgba(27,36,48,.04),0 10px 30px -12px rgba(27,36,48,.18);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font:18px/1.65 var(--sans);overflow-x:hidden}
img,svg{max-width:100%;display:block}
a{color:var(--teal);text-decoration-thickness:1px;text-underline-offset:3px;transition:color .2s,text-decoration-color .2s}
a:hover{color:var(--ink)}
:focus-visible{outline:3px solid var(--teal-2);outline-offset:3px;border-radius:4px}
.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:8px 14px;border-radius:8px;z-index:100}
.skip:focus{left:8px}
#progress{position:fixed;left:0;top:0;height:3px;width:100%;transform-origin:0 50%;transform:scaleX(0);background:linear-gradient(90deg,var(--teal),var(--sand));z-index:60}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(247,244,238,.86);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid transparent;transition:border-color .25s,box-shadow .25s}
.site-header.scrolled{border-color:var(--line);box-shadow:0 8px 24px -18px rgba(27,36,48,.5)}
.bar{max-width:1180px;margin:0 auto;padding:12px 20px;display:flex;align-items:center;gap:20px;justify-content:space-between}
.brand{display:flex;align-items:center;gap:10px;font:700 1.08rem/1 var(--serif);color:var(--ink);text-decoration:none;letter-spacing:.2px}
.brand svg{width:30px;height:30px;flex:none}
.brand:hover{color:var(--teal)}
.nav{display:flex;gap:2px;flex-wrap:wrap}
.nav a{font-size:.88rem;font-weight:500;color:var(--ink);text-decoration:none;padding:8px 11px;border-radius:999px;position:relative;transition:background .2s,color .2s}
.nav a:hover{background:var(--sand-soft)}
.nav a[aria-current="page"]{background:var(--ink);color:#fff}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:10px;width:46px;height:46px;cursor:pointer;color:var(--ink)}
.menu-btn span,.menu-btn span::before,.menu-btn span::after{display:block;width:20px;height:2px;background:currentColor;margin:0 auto;position:relative;transition:transform .25s,background .25s}
.menu-btn span::before,.menu-btn span::after{content:"";position:absolute;left:0}
.menu-btn span::before{top:-6px}.menu-btn span::after{top:6px}
.menu-btn[aria-expanded="true"] span{background:transparent}
.menu-btn[aria-expanded="true"] span::before{transform:translateY(6px) rotate(45deg)}
.menu-btn[aria-expanded="true"] span::after{transform:translateY(-6px) rotate(-45deg)}

/* hero */
.hero{position:relative;overflow:hidden;border-bottom:1px solid var(--line)}
.hero .blobs{position:absolute;inset:0;pointer-events:none;z-index:0}
.blob{position:absolute;border-radius:50%;filter:blur(60px);opacity:.55;will-change:transform}
.blob.b1{width:420px;height:420px;background:#CFE4DF;left:-120px;top:-140px;animation:drift1 22s ease-in-out infinite alternate}
.blob.b2{width:360px;height:360px;background:#EADFC6;right:-80px;top:20px;animation:drift2 26s ease-in-out infinite alternate}
.blob.b3{width:280px;height:280px;background:#E7D3CC;right:30%;bottom:-160px;opacity:.4;animation:drift3 30s ease-in-out infinite alternate}
@keyframes drift1{to{transform:translate(120px,80px) scale(1.15)}}
@keyframes drift2{to{transform:translate(-140px,60px) scale(.9)}}
@keyframes drift3{to{transform:translate(-120px,-40px) scale(1.2)}}
.hero-in{position:relative;z-index:1;max-width:1180px;margin:0 auto;padding:56px 20px 64px;display:grid;grid-template-columns:1.12fr .88fr;gap:40px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font:600 .78rem/1 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--teal);margin:0 0 18px}
.eyebrow::before{content:"";width:26px;height:2px;background:var(--teal);display:block;transform-origin:left;animation:grow .9s .15s both}
@keyframes grow{from{transform:scaleX(0)}}
h1{font:700 clamp(1.9rem,4.1vw,3.05rem)/1.12 var(--serif);margin:0 0 20px;letter-spacing:-.01em;text-wrap:balance}
.lead{font-size:1.16rem;color:var(--ink-2);margin:0;max-width:34em}
.hero-art svg{width:100%;height:auto;max-height:380px;overflow:visible}
.hero-meta{margin-top:22px;font-size:.88rem;color:var(--ink-2);display:flex;gap:16px;flex-wrap:wrap}
.hero-meta span{display:inline-flex;align-items:center;gap:6px}
.hero-meta svg{width:16px;height:16px}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:30px}
.stat{background:rgba(255,255,255,.65);border:1px solid var(--line);border-radius:var(--radius);padding:14px 14px 12px;backdrop-filter:blur(4px)}
.stat b{display:block;font:700 1.7rem/1.1 var(--serif);color:var(--teal);font-variant-numeric:tabular-nums}
.stat small{display:block;font-size:.78rem;line-height:1.35;color:var(--ink-2);margin-top:4px}
.reveal-hero>*{animation:rise .8s both}
.reveal-hero>*:nth-child(2){animation-delay:.08s}.reveal-hero>*:nth-child(3){animation-delay:.16s}.reveal-hero>*:nth-child(4){animation-delay:.24s}.reveal-hero>*:nth-child(5){animation-delay:.32s}
@keyframes rise{from{opacity:0;transform:translateY(16px)}}

/* layout */
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.layout{display:grid;grid-template-columns:minmax(0,720px) 250px;gap:64px;justify-content:center;padding:56px 0 72px}
.layout.no-toc{grid-template-columns:minmax(0,720px)}
main.content{min-width:0;grid-column:1;grid-row:1}
.toc{grid-column:2;grid-row:1}
.toc{position:sticky;top:92px;align-self:start;font-size:.9rem;max-height:calc(100vh - 120px);overflow:auto}
.toc-title{font:700 .74rem/1 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--ink-2);margin:0 0 12px}
.toc ol{list-style:none;margin:0;padding:0;border-left:2px solid var(--line)}
.toc a{display:block;padding:6px 0 6px 14px;margin-left:-2px;border-left:2px solid transparent;color:var(--ink-2);text-decoration:none;line-height:1.35;transition:color .2s,border-color .2s,padding .2s}
.toc a:hover{color:var(--ink)}
.toc a.active{color:var(--teal);border-left-color:var(--teal);font-weight:600;padding-left:18px}
.toc-toggle{display:none}

section.block{margin:0 0 56px;scroll-margin-top:90px}
section.block>h2{font:700 clamp(1.4rem,2.6vw,1.85rem)/1.2 var(--serif);margin:0 0 16px;letter-spacing:-.005em}
section.block h3{font:700 1.18rem/1.3 var(--serif);margin:28px 0 8px}
p{margin:0 0 1.05em}
ul,ol.plain{padding-left:1.25em;margin:0 0 1.2em}
li{margin:0 0 .45em}
li::marker{color:var(--teal)}
strong{font-weight:650}
.note,.warn,.tip{border-radius:var(--radius);padding:16px 18px;margin:20px 0;font-size:.97rem;line-height:1.55;border:1px solid}
.note{background:var(--teal-soft);border-color:#BBD8D3}
.warn{background:var(--warn-soft);border-color:#E3C3BB}
.tip{background:var(--sand-soft);border-color:var(--sand)}
.note p:last-child,.warn p:last-child,.tip p:last-child{margin:0}
.note b.k,.warn b.k,.tip b.k{display:block;font:700 .74rem/1 var(--sans);letter-spacing:.12em;text-transform:uppercase;margin-bottom:6px}
.note b.k{color:var(--teal)}.warn b.k{color:var(--warn)}.tip b.k{color:#7A6840}
.steps{counter-reset:s;list-style:none;padding:0;margin:20px 0}
.steps li{counter-increment:s;position:relative;padding:4px 0 18px 54px;margin:0}
.steps li::before{content:counter(s);position:absolute;left:0;top:2px;width:36px;height:36px;border-radius:50%;background:var(--ink);color:#fff;display:grid;place-items:center;font:700 .95rem/1 var(--serif)}
.steps li::after{content:"";position:absolute;left:17px;top:42px;bottom:2px;width:2px;background:var(--line)}
.steps li:last-child::after{display:none}
.steps strong{display:block}
.checks{list-style:none;padding:0;margin:18px 0}
.checks li{position:relative;padding-left:34px;margin-bottom:12px}
.checks li::before{content:"";position:absolute;left:0;top:4px;width:22px;height:22px;border-radius:50%;background:var(--teal-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231F6F68' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") center/14px no-repeat}
.flags li::before{background-color:var(--warn-soft);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%239A3B2E' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M12 6v8M12 18v.5'/%3E%3C/svg%3E")}

/* tables */
.table-wrap{overflow-x:auto;margin:22px -4px;padding:0 4px;-webkit-overflow-scrolling:touch}
table.simple{width:100%;border-collapse:collapse;font-size:.94rem;line-height:1.45;min-width:520px}
table.simple caption{caption-side:bottom;text-align:left;font-size:.82rem;color:var(--ink-2);padding-top:10px}
table.simple th,table.simple td{padding:12px 14px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
table.simple thead th{font:700 .76rem/1.2 var(--sans);letter-spacing:.08em;text-transform:uppercase;color:var(--ink-2);background:var(--paper-2);border-bottom:2px solid var(--ink)}
table.simple tbody tr{transition:background .2s}
table.simple tbody tr:hover{background:rgba(31,111,104,.06)}
table.simple tbody th{font-weight:650}
.tag{display:inline-block;font:600 .72rem/1 var(--sans);letter-spacing:.06em;padding:5px 8px;border-radius:999px;background:var(--sand-soft);color:#6B5A36;white-space:nowrap}

/* broker table */
.tools{display:flex;gap:8px;flex-wrap:wrap;align-items:center;margin:20px 0 6px;font-size:.88rem;color:var(--ink-2)}
.tools button{font:600 .85rem/1 var(--sans);padding:10px 14px;min-height:44px;border:1px solid var(--line);background:#fff;border-radius:999px;cursor:pointer;color:var(--ink);transition:background .2s,border-color .2s,color .2s}
.tools button:hover{border-color:var(--teal)}
.tools button[aria-pressed="true"]{background:var(--ink);border-color:var(--ink);color:#fff}
table.brokers{width:100%;border-collapse:separate;border-spacing:0;font-size:.92rem;line-height:1.45;min-width:640px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
table.brokers caption{caption-side:bottom;text-align:left;font-size:.82rem;color:var(--ink-2);padding:12px 4px 0;background:var(--paper)}
table.brokers th,table.brokers td{padding:14px 14px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
table.brokers tbody tr:last-child td{border-bottom:0}
table.brokers thead th{background:var(--ink);color:#F7F4EE;font:600 .74rem/1.2 var(--sans);letter-spacing:.09em;text-transform:uppercase}
table.brokers tbody tr{transition:background .2s,transform .35s}
table.brokers tbody tr:hover,table.brokers tbody tr:focus-within{background:var(--teal-soft)}
table.brokers .nm{font:700 1.08rem/1.2 var(--serif)}
table.brokers .op{display:block;font-size:.8rem;color:var(--ink-2);margin-top:3px}
table.brokers .bar-r{display:block;height:6px;border-radius:99px;background:var(--sand-soft);margin-top:8px;overflow:hidden;min-width:90px}
table.brokers .bar-r i{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--warn),#C26A5A);border-radius:99px;transition:width 1.1s cubic-bezier(.2,.7,.2,1)}
.in table.brokers .bar-r i,.no-js table.brokers .bar-r i{width:var(--w)}
.na{color:var(--ink-2);font-style:italic}
.provider{display:block;margin:0 0 .9em}
.provider h3{margin-top:30px}
.stand{font-size:.84rem;color:var(--ink-2)}

/* FAQ */
.faq{margin:22px 0 0}
.faq details{border-bottom:1px solid var(--line);padding:2px 0}
.faq summary{list-style:none;cursor:pointer;padding:16px 40px 16px 0;font:650 1.04rem/1.4 var(--serif);position:relative;min-height:44px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:4px;top:50%;width:12px;height:12px;border-right:2px solid var(--teal);border-bottom:2px solid var(--teal);transform:translateY(-70%) rotate(45deg);transition:transform .3s}
.faq details[open] summary::after{transform:translateY(-30%) rotate(225deg)}
.faq .ans{overflow:hidden;font-size:.98rem;color:var(--ink);padding:0 0 14px}
.faq .ans p:last-child{margin:0}

/* interactive widgets */
.widget{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;margin:26px 0;box-shadow:var(--shadow)}
.widget h3{margin:0 0 4px!important}
.widget .sub{font-size:.9rem;color:var(--ink-2);margin:0 0 16px}
.widget label{font:600 .84rem/1.2 var(--sans);display:flex;justify-content:space-between;gap:10px;margin-bottom:8px}
.widget label output{font-variant-numeric:tabular-nums;color:var(--teal)}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:30px;background:transparent;margin:0 0 10px;cursor:pointer}
input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:99px;background:linear-gradient(90deg,var(--teal) var(--p,0%),var(--sand-soft) var(--p,0%))}
input[type=range]::-moz-range-track{height:6px;border-radius:99px;background:var(--sand-soft)}
input[type=range]::-moz-range-progress{height:6px;border-radius:99px;background:var(--teal)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:#fff;border:3px solid var(--teal);margin-top:-10px;box-shadow:0 2px 8px rgba(27,36,48,.3);transition:transform .15s}
input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:#fff;border:3px solid var(--teal);box-shadow:0 2px 8px rgba(27,36,48,.3)}
input[type=range]:active::-webkit-slider-thumb{transform:scale(1.15)}
.seg{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 18px}
.seg button{font:600 .88rem/1 var(--sans);min-width:56px;min-height:44px;padding:10px 14px;border-radius:12px;border:1px solid var(--line);background:var(--paper);cursor:pointer;transition:all .2s;color:var(--ink)}
.seg button[aria-pressed="true"]{background:var(--teal);border-color:var(--teal);color:#fff}
.readout{display:grid;grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:10px;margin-top:14px}
.readout div{background:var(--paper);border-radius:12px;padding:12px 14px;border:1px solid var(--line)}
.readout small{display:block;font-size:.76rem;color:var(--ink-2);line-height:1.3}
.readout b{display:block;font:700 1.25rem/1.25 var(--serif);font-variant-numeric:tabular-nums;margin-top:3px}
.readout b.neg{color:var(--warn)}.readout b.pos{color:var(--teal)}
.lad-vis{position:relative;height:190px;background:var(--paper);border:1px solid var(--line);border-radius:14px;overflow:hidden;margin:6px 0 14px}
.lad-vis .zone{position:absolute;left:0;right:0}
.lad-vis .z-ok{top:0;height:40%;background:#E3EFEC}
.lad-vis .z-mc{top:40%;height:20%;background:#F4EAD0}
.lad-vis .z-co{top:60%;height:20%;background:#F1DDD8}
.lad-vis .z-nb{top:80%;height:20%;background:repeating-linear-gradient(135deg,#E9E1D0 0 6px,#F5EFE2 6px 12px)}
.lad-vis .zl{position:absolute;right:10px;font:600 .72rem/1 var(--sans);letter-spacing:.06em;text-transform:uppercase;color:var(--ink-2)}
.lad-vis .eq{position:absolute;left:0;top:0;bottom:0;width:100%;pointer-events:none}
.lad-vis .eqbar{position:absolute;left:18px;bottom:0;top:0;width:46px;background:var(--ink);border-radius:8px 8px 0 0;opacity:.9;transition:top .25s}
.lad-vis .eqlab{position:absolute;left:74px;font:700 .95rem/1 var(--serif);transition:top .25s;white-space:nowrap;transform:translateY(-50%);background:#fff;padding:5px 9px;border-radius:8px;border:1px solid var(--line);font-variant-numeric:tabular-nums}
.status{font-weight:650;padding:12px 14px;border-radius:12px;margin:0;font-size:.97rem;line-height:1.45;transition:background .25s,color .25s}
.status.ok{background:var(--teal-soft);color:#14504B}
.status.mc{background:#F4EAD0;color:#6B5A36}
.status.co{background:var(--warn-soft);color:var(--warn)}
.status.nb{background:var(--ink);color:#fff}
.tabs{display:flex;gap:6px;border-bottom:1px solid var(--line);margin:0 0 18px}
.tabs button{font:650 .94rem/1 var(--sans);padding:14px 16px;min-height:44px;background:none;border:0;border-bottom:3px solid transparent;margin-bottom:-1px;cursor:pointer;color:var(--ink-2);transition:color .2s,border-color .2s}
.tabs button[aria-selected="true"]{color:var(--ink);border-bottom-color:var(--teal)}
.tabpanel{animation:fade .45s both}
.tabpanel[hidden]{display:none}
@keyframes fade{from{opacity:0;transform:translateY(8px)}}
.two{display:grid;grid-template-columns:1fr 1fr;gap:18px;align-items:center}

/* diagrams in body */
figure.diagram{margin:26px -20px;padding:18px 20px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow)}
figure.diagram svg{width:100%;height:auto}
figure.diagram figcaption{font-size:.84rem;color:var(--ink-2);margin-top:8px}

/* svg art */
.draw{stroke-dasharray:1;stroke-dashoffset:1;transition:stroke-dashoffset 1.6s cubic-bezier(.3,.6,.2,1)}
.hero-art.in .draw,.in .draw,.no-js .draw{stroke-dashoffset:0}
.float{animation:float 6s ease-in-out infinite}
.float2{animation:float 7.5s ease-in-out -2s infinite}
@keyframes float{50%{transform:translateY(-8px)}}
.rock{transform-origin:240px 120px;animation:rock 6s ease-in-out infinite}
@keyframes rock{0%,100%{transform:rotate(-5deg)}50%{transform:rotate(5deg)}}
.slide{animation:slide 5s ease-in-out infinite alternate}
@keyframes slide{from{transform:translateX(0)}to{transform:translateX(120px)}}
.pulse{animation:pulse 3s ease-in-out infinite;transform-box:fill-box;transform-origin:center}
@keyframes pulse{50%{transform:scale(1.08)}}
.spin{animation:spin 40s linear infinite;transform-box:fill-box;transform-origin:center}
@keyframes spin{to{transform:rotate(360deg)}}
.dashflow{stroke-dasharray:6 8;animation:flow 2s linear infinite}
@keyframes flow{to{stroke-dashoffset:-28}}

/* reveal */
.rv{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
.rv.in{opacity:1;transform:none}
.no-js .rv{opacity:1;transform:none}

/* footer */
.site-footer{background:var(--ink);color:#D5D9DF;padding:48px 0 36px;margin-top:20px}
.site-footer a{color:#F7F4EE}
.foot{max-width:1180px;margin:0 auto;padding:0 20px;display:grid;grid-template-columns:1.3fr 1fr;gap:36px}
.foot .brand{color:#fff;margin-bottom:12px}
.foot p{font-size:.9rem;line-height:1.6;margin:0 0 .8em;color:#B9C0CA}
.foot ul{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:6px 20px}
.foot li{margin:0}
.foot li a{text-decoration:none;font-size:.94rem;display:inline-block;padding:4px 0}
.foot li a:hover{text-decoration:underline}
.copy{max-width:1180px;margin:28px auto 0;padding:18px 20px 0;border-top:1px solid #2F3A4A;font-size:.82rem;color:#8E98A6}
.to-top{position:fixed;right:18px;bottom:18px;width:46px;height:46px;border-radius:50%;border:0;background:var(--ink);color:#fff;cursor:pointer;opacity:0;transform:translateY(10px);pointer-events:none;transition:opacity .3s,transform .3s;z-index:40;box-shadow:var(--shadow)}
.to-top.show{opacity:1;transform:none;pointer-events:auto}
.to-top:hover{background:var(--teal)}

/* legal pages */
.legal main.content h2{font:700 1.3rem/1.3 var(--serif);margin:34px 0 10px}
.legal .hero-in{padding:40px 20px 44px}
.legal .hero-art svg{max-height:200px}
.related{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:34px 0 0}
.related a{display:block;border:1px solid var(--line);border-radius:var(--radius);padding:16px 18px;text-decoration:none;color:var(--ink);background:#fff;transition:transform .25s,box-shadow .25s,border-color .25s}
.related a:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--teal)}
.related small{display:block;color:var(--teal);font:600 .72rem/1 var(--sans);letter-spacing:.12em;text-transform:uppercase;margin-bottom:6px}
.related span{font:650 1.02rem/1.3 var(--serif)}

@media (max-width:1100px){
  .layout{grid-template-columns:minmax(0,720px);gap:0;padding-top:30px}
  main.content,.toc{grid-column:1;grid-row:auto}
  .toc{position:static;max-height:none;margin:0 0 34px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
  .toc-toggle{display:flex;width:100%;justify-content:space-between;align-items:center;background:none;border:0;padding:14px 18px;font:650 .95rem/1 var(--sans);cursor:pointer;color:var(--ink);min-height:48px}
  .toc-toggle::after{content:"";width:9px;height:9px;border-right:2px solid var(--teal);border-bottom:2px solid var(--teal);transform:rotate(45deg);transition:transform .25s;margin-top:-4px}
  .toc-toggle[aria-expanded="true"]::after{transform:rotate(225deg);margin-top:4px}
  .toc .toc-title{display:none}
  .toc ol{display:none;border:0;padding:0 18px 12px}
  .toc.open ol{display:block}
  .toc a{padding-left:0;border-left:0}
  .toc a.active{padding-left:0}
}
@media (max-width:900px){
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--paper);border-bottom:1px solid var(--line);padding:10px 16px 16px;flex-direction:column;gap:2px;box-shadow:0 20px 30px -20px rgba(27,36,48,.5)}
  .nav.open{display:flex}
  .nav a{padding:13px 14px;font-size:1rem;border-radius:12px}
  .menu-btn{display:block}
  .hero-in{grid-template-columns:1fr;padding:36px 20px 40px;gap:24px}
  .hero-art{order:-1;max-width:340px;margin:0 auto;width:100%}
  .stats{grid-template-columns:repeat(2,1fr)}
  .foot{grid-template-columns:1fr}
  .two{grid-template-columns:1fr}
}
@media (max-width:760px){
  body{font-size:17px}
  figure.diagram{margin-left:-8px;margin-right:-8px;padding:12px}
  .related{grid-template-columns:1fr}
  .table-wrap.cards{overflow:visible;margin:22px 0;padding:0}
  table.brokers,table.brokers tbody,table.brokers tr,table.brokers td{display:block;min-width:0;width:100%}
  table.brokers{background:transparent;border:0;box-shadow:none}
  table.brokers caption{display:block;width:100%;padding:0 2px 12px}
  table.brokers thead{position:absolute;left:-9999px}
  table.brokers tbody tr{background:#fff;border:1px solid var(--line);border-radius:var(--radius);margin-bottom:14px;padding:8px 4px;box-shadow:var(--shadow)}
  table.brokers td{border:0;padding:8px 14px}
  table.brokers td[data-label]::before{content:attr(data-label);display:block;font:600 .7rem/1 var(--sans);letter-spacing:.1em;text-transform:uppercase;color:var(--ink-2);margin-bottom:3px}
  table.brokers td:first-child::before{display:none}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .rv{opacity:1;transform:none}.draw{stroke-dashoffset:0}
  table.brokers .bar-r i{width:var(--w)}
}
@media print{.site-header,.toc,.to-top,#progress,.blobs{display:none}body{background:#fff}}

/* svg helpers */
svg .ink{stroke:var(--ink);fill:none;stroke-width:2.5;stroke-linecap:round;stroke-linejoin:round}
svg .teal{stroke:var(--teal);fill:none;stroke-width:2.5;stroke-linecap:round;stroke-linejoin:round}
svg .warnc{stroke:var(--warn);fill:none;stroke-width:2.5;stroke-linecap:round;stroke-linejoin:round}
svg .sandc{stroke:var(--sand);fill:none;stroke-width:2.5;stroke-linecap:round;stroke-linejoin:round}
svg .thin{stroke-width:1.6}
svg .f-teal{fill:var(--teal-soft)}svg .f-sand{fill:var(--sand-soft)}svg .f-paper{fill:#fff}svg .f-warn{fill:var(--warn-soft)}svg .f-ink{fill:var(--ink)}svg .f-tealD{fill:var(--teal)}svg .f-warnD{fill:var(--warn)}svg .f-sandD{fill:var(--sand)}
svg text{font-family:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;fill:var(--ink)}
svg text.t-s{font-size:12px;fill:var(--ink-2)}
svg text.t-m{font-size:14px;font-weight:600}
svg text.t-b{font-size:16px;font-weight:700;font-family:Georgia,serif}

table.brokers .plink{display:inline-block;margin-top:10px;font-size:.84rem;font-weight:600}

/* consent banner */
.consent{position:fixed;left:0;right:0;bottom:0;z-index:60;padding:12px 16px calc(12px + env(safe-area-inset-bottom,0px));pointer-events:none}
.consent[hidden]{display:none}
.consent-in{pointer-events:auto;max-width:880px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 18px 50px -12px rgba(27,36,48,.35);padding:18px 20px;display:flex;gap:18px;align-items:center;justify-content:space-between;animation:consent-in .4s ease both}
.consent-txt{min-width:0}
.consent-txt p{margin:0;font-size:.92rem;line-height:1.5;color:var(--ink-2)}
.consent-txt .consent-h{font:700 1rem/1.3 var(--serif);color:var(--ink);margin-bottom:4px}
.consent-btns{display:flex;gap:10px;flex:none}
.consent-btns button{min-height:44px;padding:10px 20px;border-radius:999px;font:600 .92rem var(--sans);cursor:pointer;border:1.5px solid var(--teal);transition:background .2s,color .2s}
.consent-btns .btn-main{background:var(--teal);color:#fff}
.consent-btns .btn-main:hover{background:var(--teal-2);border-color:var(--teal-2)}
.consent-btns .btn-ghost{background:transparent;color:var(--teal)}
.consent-btns .btn-ghost:hover{background:var(--teal-soft)}
.consent-btns button:focus-visible,.linkbtn:focus-visible{outline:3px solid var(--teal-2);outline-offset:2px}
.linkbtn{background:none;border:0;padding:0;margin:0;font:inherit;color:#F7F4EE;text-decoration:underline;cursor:pointer;text-align:left}
.linkbtn:hover{color:#fff}
@keyframes consent-in{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
@media (max-width:640px){.consent-in{flex-direction:column;align-items:stretch;gap:14px;padding:16px}.consent-btns{width:100%}.consent-btns button{flex:1}}
@media (prefers-reduced-motion:reduce){.consent-in{animation:none}}